So far, I've done really well with Christmas shopping! Absolutely nothing on credit, bills are still paid, money still in the bank, AND...
The biggest challenge for me is not to over-shop for people. I LOVE giving people presents. I've tended to go a bit overboard in previous years, buying two presents for someone when they only need one (or NONE, for that matter). But this year, I've kept it in check! That is a big step for me.
So all of that is my three steps forward.
The one step back...and could be two steps back, I haven't decided...after the first of the year, my significant other's work hours are going to be cut almost in half. From 40 to 24. He will still keep his benefits, and SAYS he's going to see if he can pick up a part-time job. This could go on for at least 3 weeks up to 10 weeks, then he'll go to the other extreme of probably working 50-60 hours per week (overtime). I am happy he is keeping his job of course, but this is FRUSTRATING!
Hoping for the three weeks!
3 steps forward, 1 step back?
December 19th, 2012 at 05:23 pm
December 19th, 2012 at 05:38 pm 1355938707
Great job on not over spending!
December 19th, 2012 at 10:28 pm 1355956083
Sorry DH has had hours cut back drastically and then piled on at the other extreme in a few month. I wonder if you have set up a financial plan like Real Estate agents use for example, since their income when charted looks like a rollercoaster. The SA Forum.com may be a good resource.
December 31st, 2012 at 06:26 pm 1356978376
Jerry