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3 steps forward, 1 step back?

December 19th, 2012 at 05:23 pm

So far, I've done really well with Christmas shopping! Absolutely nothing on credit, bills are still paid, money still in the bank, AND...

The biggest challenge for me is not to over-shop for people. I LOVE giving people presents. I've tended to go a bit overboard in previous years, buying two presents for someone when they only need one (or NONE, for that matter). But this year, I've kept it in check! That is a big step for me.

So all of that is my three steps forward.

The one step back...and could be two steps back, I haven't decided...after the first of the year, my significant other's work hours are going to be cut almost in half. From 40 to 24. He will still keep his benefits, and SAYS he's going to see if he can pick up a part-time job. This could go on for at least 3 weeks up to 10 weeks, then he'll go to the other extreme of probably working 50-60 hours per week (overtime). I am happy he is keeping his job of course, but this is FRUSTRATING!

Hoping for the three weeks!

3 Responses to “3 steps forward, 1 step back?”

  1. SecretarySaving Says:

    He might even think about looking for another job if they are cut by that much. Most places only keep insuranace on ppl that work 30hrs+ and with the Obamacare insurance costs are rising.

    Great job on not over spending!

  2. snafu Says:

    Good on you for making a plan for gift giving and sticking to it. Loved the idea of little acts of kindness which usually are no cost/low cost, thought out personal favours for people who need your thoughtfulness.

    Sorry DH has had hours cut back drastically and then piled on at the other extreme in a few month. I wonder if you have set up a financial plan like Real Estate agents use for example, since their income when charted looks like a rollercoaster. The SA Forum.com may be a good resource.

  3. Jerry Says:

    Nothing like being able to lead yourself through the season without any CC charges, that is excellent! Congrats. I hope that you have some insurance of continuing that trend into the coming year. Good luck!
    Jerry

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